For most retirees, rolling a 401k into an IRA provides more investment choices, lower fees, and greater flexibility for tax planning strategies like Roth conversions. However, 401k plans offer better creditor protection in some states and may have access to institutional-class funds. We evaluate the trade-offs for your specific situation.
This answer is provided for general informational purposes only and does not constitute financial advice. Every family’s situation is different. For personalized guidance, schedule a free consultation with our team.
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