Most federal retirees should enroll in Medicare Part B in addition to keeping FEHB. When Medicare is your primary insurer and FEHB is secondary, your out-of-pocket costs often drop to near zero. However, you'll pay the Part B premium, so we run the numbers to confirm it makes sense for your situation.
This answer is provided for general informational purposes only and does not constitute financial advice. Every family’s situation is different. For personalized guidance, schedule a free consultation with our team.
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