A gold IRA can be worth it if you want physical gold exposure within a tax-advantaged retirement account and plan to hold it for the long term. However, gold IRAs come with higher fees (custodian, storage, insurance) than traditional IRAs, so the allocation should be strategic, not speculative.
This answer is provided for general informational purposes only and does not constitute financial advice. Every family’s situation is different. For personalized guidance, schedule a free consultation with our team.
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