In retirement, your taxable income comes from Social Security (up to 85% may be taxable), retirement account withdrawals (fully taxable from traditional accounts), investment income, and any part-time earnings. Managing which bracket you're in each year — through strategic withdrawals and Roth conversions — can save tens of thousands over your retirement.
This answer is provided for general informational purposes only and does not constitute financial advice. Every family’s situation is different. For personalized guidance, schedule a free consultation with our team.
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