For most federal retirees, rolling your TSP into an IRA provides more investment options, greater flexibility for Roth conversions, and easier estate planning. However, the TSP's ultra-low expense ratios (0.04%) and G Fund (unique government bond with no credit risk) are hard to replicate outside the TSP.
This answer is provided for general informational purposes only and does not constitute financial advice. Every family’s situation is different. For personalized guidance, schedule a free consultation with our team.
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