The three most impactful ways to maximize Social Security are: (1) work at least 35 years (Social Security uses your highest 35 earning years), (2) delay claiming until 70 if possible (8% increase per year after full retirement age), and (3) coordinate spousal and survivor benefit strategies if married.
This answer is provided for general informational purposes only and does not constitute financial advice. Every family’s situation is different. For personalized guidance, schedule a free consultation with our team.
Book a Free Consultation