A spouse can receive up to 50% of the higher earner's full retirement age benefit, even if they have little or no work history. To qualify, you must be at least 62 (or caring for a qualifying child) and your spouse must have filed for benefits. Spousal benefits don't reduce the primary earner's benefit.
This answer is provided for general informational purposes only and does not constitute financial advice. Every family’s situation is different. For personalized guidance, schedule a free consultation with our team.
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